Let's face it, not everyone can afford a house - and, more importantly, not everyone *wants* to buy a house.
You may be single, not interested in starting a family - or buying a flat might just suit your lifestyle.
And - on the plus side - as well as being less expensive, flats are considered to be safer than a house.
With lower maintenance costs, they often have the advantage of being decorated with better finishes too.
So what's the Bedford market like at the moment?
Well, there's plenty to choose from - and with the help of Zoopla - here's a selection at different prices.
Let's have a nosey.
And - on the plus side - as well as being less expensive, flats are considered to be safer than a house.
5. Warwick Avenue - £190,000
This 1-bed ground floor flat has a 21ft open plan living room/dining room and kitchen Photo: Your Move - Bedford
6. Castle Gate, Castle Mews - £235,000
This spacious first floor apartment has two double bedrooms with the use of a communal residents gym Photo: Taylors - Bedford Sales
7. Bushmead Avenue - £225,000
This 2-bed first floor apartment boasts an open plan kitchen/dining/living room Photo: Lane & Holmes
8. Ampthill Road - £125,000
This 2-bed flat even has its own garage Photo: Connells - Bedford