Bedford among best places in the UK to own an EV, new data reveals
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A new research supplied by Independent Advisor Car Insurance has revealed the best UK towns to make the switch to electric vehicles.
The car insurance experts created an index to analyse factors that may influence drivers when switching to EVs, such as free and paid EV charger availability, EV registrations and charging times across towns and cities in the UK, to reveal where drivers have the best chance at going electric.
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Hide AdThe 10 Most Incentivised UK Towns and Cities for EV Ownership


Rank | Town / City | Number of People per Charger | Average Power Output of EV Chargers (kW)* | Estimated Charging Time | % Of Free EV Charging Points | EV Readiness Score (/10) |
1 | Dudley | 2,398 | 40 | 2 hours 29 minutes | 98% | 8.13 |
2 | Nottingham | 1,135 | 20 | 4 hours 34 minutes | 98% | 7.87 |
3 | Slough | 2,824 | 56 | 3 hours 15 minutes | 95% | 7.70 |
4 | York | 818 | 41 | 3 hours 38 minutes | 89% | 7.67 |
5 | Bedford | 677 | 18 | 4 hours 49 minutes | 98% | 7.53 |
=6 | Dundee | 1,507 | 22 | 2 hours 47 minutes | 95% | 7.33 |
=6 | Derby | 1,258 | 30 | 3 hours 39 minutes | 96% | 7.33 |
8 | Milton Keynes | 497 | 20 | 4 hours 21 minutes | 97% | 7.22 |
9 | Basildon | 9,657 | 83 | 3 hours 32 minutes | 93% | 7.16 |
10 | Peterborough | 3,713 | 56 | 3 hours 27 minutes | 86% | 6.99 |
*More densely populated areas such as London are less likely to have high output chargers due to infrastructure challenges. More remote areas are more likely to have the newest infrastructure and chargers.
Bedford secures fifth place for EV readiness earning an impressive final score of 7.53 out of ten, largely due to its excellent charger availability. Boasting 677 people per charger, EV drivers in Bedford also benefit from a significant 98% of charging points being free.
Dudley crowned UK’s best area to own an EV
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Hide AdDudley is the best town in the UK to switch to electric, with a final EV readiness score of 8.13 out of ten. Whilst it may only have 83 EV chargers (2,398 people per charger), 98% of those are free to use, helping residents save money on charging costs. The charging points in the town are also amongst the fastest in the UK on average (2 hours 29 minutes) - proving cost and speed a large selling point for Dudley’s EV infrastructure.
In second place is Nottingham, with a final score of 7.87 out of ten. Despite lengthy average charging times for EVs, the city is amongst the top 10 in the UK for charger availability (1,135 people per charger). Not only that, but people living in Nottingham can also enjoy an impressive 98% of free charging points.
Slough’s average power output of chargers, and over one hour quicker charging time than Nottingham places it as the third best city for EV ownership. The high percentage of free charging points distribution (95%) also makes up for its disappointing spread of charger availability (2,824 per charger).
EV vs Combustion Engine: Which is Cheaper to Insure?
Electric | Combustion | ||||
Model | UK Price Range £ | Quote Price | Model | Price Range (£) | Quote Price |
Nissan Leaf | From 28,495 | £967 | Mini Cooper | From 22,935 | £922 |
Renault Zoe | From 29,995 | £808 | 500 Lounge | From 16,790 | £841 |
Mg Zs Electric | From 30,495 | £1,126 | Focus Zetec TDCI | From 29,650 | £987 |
Mg 4 Electric | From 26,995 | £1,227 | Astra SRI | From 29,160 | £807 |
Hyundai Ioniq Electric | From 30,750 | £1,275 | Corsa SE | From 19,625 | £796 |
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Hide AdPlease note: Each set of cars is ordered by total number of registrations in Q3 2023, from most to least.
To help those considering switching to an electric vehicle, Independent Advisor Car Insurance compared insurance quotes for the five most popular electric and combustion cars by registration (Q3 2023).
Despite starting prices for these popular electric vehicles being higher, it is possible to get car insurance that costs roughly the same as a similarly popular combustion car. However, at the top end electric car insurance does start to creep up, with the most expensive EV quote almost £300 higher than the costliest combustion quote.
Connor Campbell, expert at Independent Advisor Car Insurance, provides his tips for saving on insurance for electric vehicles:
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Hide Ad"Electric cars are more expensive to insure because they’re more expensive to buy. However, as they become more popular, EV prices will become more competitive, which should then bring down the cost of car insurance. For example, our findings show that the most popular electric cars receive comparable quotes to their combustion counterparts.
“If you’re considering making the switch to an electric car, there are steps you can take to save on insurance:
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Consider your driving habits: If you’re only using an electric vehicle for short trips and not for frequent long drives, you might not need a long-drive range model. This can help you choose a cheaper model, consequently helping you to save on insurance.
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Research for the best prices: Shop around, look out for the best deals and compare prices when choosing your electric vehicle. Comparing car insurance premiums is a tricky business, which is why car insurance calculators can help.
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Consider pay-per-mile insurance: If you’re using your electric vehicle only for short trips, paying for the miles you drive can result in significant savings.
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Keep a good driving record: Insurers see you as a low-risk driver if you keep your driving record clean, and practice safe driving habits such as looking out for speed limits, safe cornering, avoiding hard braking and mobile phone usage while driving.
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Build up your no-claims bonus: sometimes it’ll work out cheaper to pay for a small repair, than to make a claim that could reduce your no-claims discount.
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Look for incentives: EV charging availability and free charging points, like this study has shown, can positively impact the price you pay to maintain your EV.”